Banking and Finance DLC

The Banking and Finance DLC simulates the financial world with a level of realism that is unprecedented in video games. You can now build a business empire on a truly epic scale by extending its reach to the lucrative banking and insurance industries. It also greatly expands the types of financial strategy that you can execute by allowing you to issue and trade bonds, invest in global stocks, do stock splits, and pay out special dividends. 

Banks

Step into the shoes of a powerful bank CEO, commanding vast capital reserves and facing high-stakes decisions. Will you adopt a cautious approach, carefully managing risk and limiting loans to credible borrowers? Or will you pursue aggressive growth, offering high-interest loans to high-risk clients in pursuit of maximum profit?

In times of economic prosperity, bold risk-taking can yield spectacular rewards. However, when recession strikes, a bank burdened with toxic debt may teeter on the brink of disaster. Which type of banker would you want to be?

Insurance Companies

Unlock the vast profit potential of the insurance industry with the Banking and Finance DLC. By underwriting millions of policies, you’ll gain access to a massive pool of funds that can be leveraged to generate substantial returns through savvy investments in stocks and bonds.

But that’s not all – this immersive simulation also offers a unique opportunity to learn the intricacies of how an insurance company operates, providing an unparalleled educational experience that’s both engaging and entertaining.

Bonds and Bank Deposits

Unlock new financing opportunities by issuing corporate bonds, a cost-effective alternative to traditional bank loans. This allows you to raise capital at a lower interest cost, giving you the flexibility to drive business growth.

For investors, the bond market presents an attractive option to put your idle cash to work and earn competitive interest rates.

Additionally, the bank system in this DLC provides a secure way to manage your finances, offering saving accounts and time deposits that yield a safe and stable return, albeit at a lower interest rate.

Global Stock Market

Take your investment strategy to the next level with the Global Stock Market. When the local stock market’s limited trading volumes can no longer satisfy your investment ambitions, it’s time to expand your portfolio into the global market. Here, you’ll find a diverse list of highly liquid, large-cap stocks from renowned companies, opening doors to fresh investment horizons and challenges.

New Features

Explore the details of each new feature by clicking the links below:

Banking: 
Bank Headquarters
Bank Branch
Understanding Bank Capital Requirements

Depositing your Money in Banks to Earn Interests
Taking out Loans from Banks

Bonds:
Issuing and Buying Corporate Bonds and Municipal Bonds
Buying Sovereign Bonds

Insurance:
Insurance Headquarters
Make Investments Using Other People’s Money
Insurance Front Office

Stocks:
Global Stock Market
Stock Split
Special Dividends

Banking and Finance DLC Settings:
New Game Settings of the Banking and Finance DLC

Extra Features:
Multiple Floors for Warehouses
Realistic Money Supply (to be used in conjunction with City Economic Simulation DLC)
Venture Capitalists
Acquire Companies Facing Bankruptcy
Export Financial Statements to CVS Files

New Scenarios

Step into the dynamic world of Capitalism Lab’s Banking and Finance DLC with thrilling new scenarios that challenge your strategic prowess.

In the scenario “Emerging Markets, Emerging Fortunes“, navigate the uncharted territories of emerging markets in South America, where widespread economic liberalization has created a golden opportunity to establish a continental banking powerhouse.

Explore innovative financing in “Jewelry Venture’s Bond Strategy,” take a bold approach by financing your jewelry and watch company through bond issuance, balancing business growth with debt obligations.

With “Conquering America’s Insurance Market,” leverage your industry expertise to build America’s leading insurance provider. Strategically plan your expansion, identify market gaps, and outmaneuver established giants to dominate the industry.

In “Underdog Banker’s Aussie Triumph,” you’ll experience the ultimate underdog story. Starting with limited capital in the competitive Australian market, you’ll strategically navigate various business sectors to accumulate the resources needed to launch your banking operation.  From there, expand your bank across major cities, outmaneuver established institutions, and claim your place as a financial powerhouse.

Strategy Guides:

1) Mastering Bank Management: A Comprehensive Guide by Stylesjl

2) Youtuber Lightproton’s Bank Setup and Management Video Guide