Bank Simulation in Capitalism Lab

The Banking and Finance DLC of Capitalism Lab offers an unparalleled bank simulation experience, immersing you in the intricate workings of the bank simulation and the financial world. You can now build a business empire on a truly epic scale by extending its reach to the lucrative banking and insurance industries. It also greatly expands the types of financial strategy that you can execute by allowing you to issue and trade bonds, invest in global stocks, do stock splits, and pay out special dividends. 

Bank Simulation
You would gain firsthand experience as a CEO overseeing a major bank simulation with substantial capital. You have the option to adopt a conservative bank simulation approach, where minimizing loans to high-risk borrowers is a priority. Alternatively, you can pursue profit maximization by providing high-interest loans to high-risk borrowers without reservations, immersing yourself in the dynamics of the bank simulation.

In times of economic prosperity, an aggressive risk-taking management style within the bank simulation can yield significant rewards. However, during a recession, a bank simulation burdened with bad debts may find itself on the brink of collapse. Which type of banker simulation do you aspire to be? Choose your approach wisely as you navigate the challenges and rewards of the bank simulation world.

Insurance Company Simulation
You can expand into the highly lucrative insurance business, underwriting millions of insurance policies and leveraging policyholders’ money to generate even more return by making sizable bets on stocks and bonds with that money.

If you ever wonder how an insurance company actually works, there is no easier way to learn the ins and outs of an insurance company than immersing yourself in the exhilarating simulation gameplay that this DLC offers.

Bonds and Bank Deposits
You can now raise capital by issuing corporate bonds which have the benefits of lower interest costs over bank loans.

From an investor’s perspective, the bond market lets you put your idle cash to work and earn decent interests. Banks’ saving accounts and time deposits offer the same benefits but with lower interest rates.

Global Stock Market
When the local stock market, typically exhibits low trading volumes, can no longer meet your appetite for stock investment, you can turn to the global stock market, which offers a list of large-cap, household-name stocks with much higher liquidity in trading.

Buy Banking and Finance DLC

The Banking and Finance DLC has been officially released.

New Features:

Banking: 
Bank Headquarters
Bank Branch
Understanding Bank Capital Requirements

Depositing your Money in Banks to Earn Interests
Taking out Loans from Banks

Bonds:
Issuing and Buying Corporate Bonds and Municipal Bonds
Buying Sovereign Bonds

Insurance:
Insurance Headquarters
Make Investments Using Other People’s Money
Insurance Front Office

Stocks:
Global Stock Market
Stock Split
Special Dividends

Banking and Finance DLC Settings:
New Game Settings of the Banking and Finance DLC

Extra Features:
Multiple Floors for Warehouses
Realistic Money Supply (to be used in conjunction with City Economic Simulation DLC)
Venture Capitalists
Acquire Companies Facing Bankruptcy
Export Financial Statements to CVS Files